Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Rewards Points are described in the ANZ Rewards – Rewards Program Terms and Conditions (1.03.2017 version) booklet, e.g. fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Reward Points. The Reward Points information and Rewards Program Terms and Conditions displayed on this page apply to customers who opened their account from 1 March 2017 only. Customers who opened their account before 1 March 2017 may be subject to a different Reward Points earn rate or different earn rate bands and to different Rewards Program Terms and Conditions. Existing customers should call 13 13 14 for information regarding the Reward Points earn rate(s) that apply to their account, or visit to view the ANZ Rewards – Rewards Program Terms and Conditions (pre-1.03.2017 version) booklet that applies to accounts opened prior to 1 March 2017.