Program Outline

Two cards. One account. More Reward Points

	Earn 2 Reward Points* for every $1 spent on purchases using the ANZ Rewards American Express card.
	Earn 1.5 Reward Points* for every $1 spent on purchases using your ANZ Rewards Visa card.

Upgrade to ANZ Rewards Gold and boost your Reward Points earning even further

	Earn 3 Reward Points* for every $1 spent on purchases using the ANZ Rewards Gold American Express card.
	Earn 1.5 Reward Points* for every $1 spent on purchases using your ANZ Rewards Visa Gold card.

For a Total Annual Fee** of $89 for ANZ Rewards and $129 for ANZ Rewards Gold, it's a great way to access a wide selection of rewards you'll love. Click here for more details.

*Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions (please call 13 22 73 for a copy). Purchases exclude cash and cash equivalent transactions. The Reward Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Reward Points earn rate on both their ANZ Rewards American Express card and/or ANZ Rewards Visa card. Existing customers should call 13 22 73 for information regarding the Reward Points earn rate that applies to their account.

**A Total Annual Fee of $89 applies which includes a $34 Annual Account Fee and a $55 Rewards Program Services Fee. For additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 apply per additional cardholder on the account. For ANZ Rewards Gold a Total Annual Fee of $129 applies which includes a $74 Annual Account Fee and a $55 Rewards Program Services Fee. For additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 apply per additional cardholder on the account. The Total Annual Fee information displayed on this page applies to new customers only. Existing customers may be subject to a different Total Annual Fee and should call 13 22 73 for information regarding the Total Annual Fee that applies to their account.